You only pay
if you win.
Insurance claims in Nigeria shouldn't be won by whoever has the better paperwork. We help policyholders present, document and negotiate claims so they settle fairly - and it costs nothing to find out where you stand.
₦0
to start your claim
Free
policy & claim review
0
fee unless you win
How it works
Three steps between you and a fair settlement
STEP 1 - FREE
Tell us what happened
A short call, free of charge. We read your policy, hear your side and tell you plainly whether your claim is worth pursuing.
STEP 2
We build your claim
Documentation, photographs, estimates, responses to the insurer's queries - the technical work that decides how claims are valued, done for you.
STEP 3
We negotiate, you get paid
We challenge unfair deductions and push the claim to settlement. Our fee is charged only when the claim succeeds - never before.
Why it matters
What usually happens to a claim, and what changes with us
Going alone
- You interpret the policy wording yourself
- Insurer queries and delays land on your desk
- Deductions and depreciation go unchallenged
- Low first offers are hard to argue against
With Julimer
- Independent loss adjusters read the policy for you
- All technical correspondence handled
- Deductions challenged with evidence
- Fee only when your claim succeeds
Claims we support
If you have a policy, we can probably help
We support individuals, families and businesses presenting claims to Nigerian insurers. If the insurer has delayed, deducted or refused without clear reason, those are exactly the cases to bring us.
FREE REVIEW - NO OBLIGATION
Common questions
Your questions, answered honestly
How does the no win, no fee service work?
You pay nothing to start. We review your policy and the loss, gather the evidence, prepare the claim and negotiate with your insurer. Our fee is only charged when your claim settles in your favour, so pursuing a genuine claim costs you nothing up front.
What claims qualify for support?
Property, fire, flood, burglary, motor and business claims where you believe the settlement offered is unfair, delayed or refused without clear reason. If you are unsure whether your case qualifies, the initial review is free and there is no obligation.
What do you actually do on my claim?
We take over the paperwork: reviewing your policy, documenting the loss with photographs and estimates, answering the insurer's queries, challenging unfair deductions and negotiating settlement. You stay in control of the decisions; we handle the technical work.
How long does a claim take?
Straightforward claims can settle in weeks once the documentation is complete; complex or disputed claims take longer. At the free review we give you an honest view of the likely timeline and what is needed from your side to keep it moving.
What if the insurer has already refused my claim?
A refusal is not always the end. We examine the refusal reason against your policy wording and the evidence, and many refused claims succeed once they are properly presented and supported. The free review will tell you plainly whether yours is worth pursuing.
Nothing to lose. Everything to claim.
The review is free, the advice is honest, and if there is no claim to win, we will tell you so and wish you well.
Start my free review