What We Do
Technical services, end to end
Six connected service lines across risk, marine, fire and claims - each independent, evidence-led, and delivered to the standard insurers expect.
Pre-loss & Condition Surveys
Underwrite with evidence, not assumptions
Independent pre-underwriting, renewal and loss-prevention surveys that give insurers and asset owners a clear, documented view of the risk before a policy is written.
- Pre-underwriting & renewal risk surveys
- Loss-prevention & risk-improvement reviews
- Acquisition & due-diligence condition surveys
- Structured, insurer-ready reporting
Marine & Aviation Cargo Surveys
Cargo integrity from origin to destination
Pre-shipment, loading, discharge and damage surveys for marine and air cargo - protecting the interests of shippers, underwriters and shipowners across West Africa's trade routes.
- Pre-shipment & loading / stowage surveys
- Discharge / out-turn & draft surveys
- Damage & shortage investigation
- P&I and hull condition inspections
Fire Safety Assessments
Prevention that insurers can rely on
Fire risk assessments, safety audits and management plans for commercial and residential property - turning fire safety from a checkbox into documented, defensible protection.
- Fire risk assessments & safety audits
- Compliance & regulatory advisory
- Fire safety management plans
- Home fire safety assessments
Claims Adjustment & Post-loss Surveys
Fair, fast, and technically sound
Independent loss adjustment and post-loss investigation for fire, marine, engineering and property claims - evidence-led assessments that settle claims fairly and quickly.
- Fire, marine & property loss adjustment
- Cause & circumstance investigation
- Quantum assessment & reporting
- Support for insurers, brokers & insureds
Claims Support - No Win, No Fee
In your corner when you claim
Free-to-start claims support for policyholders. We help individuals and businesses present, document and negotiate insurance claims so they are settled fairly - you only pay if you win.
- Free claim review & guidance
- Documentation & evidence support
- Negotiation with your insurer
- No win, no fee - start at no cost
Diaspora Property Inspections
Eyes on the ground, wherever you are
Independent property and construction inspections for diaspora and remote buyers - verifying what you're buying or building in Nigeria before you commit funds from abroad.
- Pre-purchase & title verification checks
- Construction progress monitoring
- Inherited & remote property checks
- Photo / video-documented reports
Common questions
Frequently asked questions
What is a pre-loss risk survey and who needs one?
A pre-loss risk survey is an independent inspection carried out before an insurance policy is written or renewed. Insurers and asset owners use it to understand the real condition of a property, vessel or operation, so premiums reflect actual risk. Anyone insuring a warehouse, factory, residential building or cargo consignment in Nigeria benefits from one.
What does a marine cargo survey cover?
A marine cargo survey checks the quantity and condition of goods at key points in transit: before shipment, during loading, on discharge, and after damage. Surveys can cover containerised, breakbulk, bulk and refrigerated cargo at Lagos (Apapa, Tin Can), Port Harcourt and other West African ports, and produce a report your insurer can act on.
How much does a fire safety assessment cost in Nigeria?
The cost depends on the size and use of the building, the number of floors, and what systems are already installed. A small commercial premises costs far less than a multi-storey complex. Julimer Advisory provides a fixed quote after a short conversation about your property, and the assessment report is accepted by insurers as evidence of fire risk management.
What is the difference between claims adjustment and claims support?
Claims adjustment is the independent investigation of a loss on behalf of insurers: establishing cause, extent and value. Claims support is for the policyholder: we help you present, document and negotiate your claim so it is settled fairly. Our claims support service is free to start, and you only pay if your claim succeeds.
How does the no win, no fee claims service work?
You pay nothing to start. We review your policy and the loss, gather evidence, prepare the claim and negotiate with your insurer. Our fee is only charged when the claim settles in your favour, so the risk of pursuing a genuine claim sits with us, not you.
Can I inspect a property in Nigeria while living abroad?
Yes. Our diaspora property inspection service gives buyers abroad independent eyes on the ground. We verify the structure, construction progress and documentation, then send you a photo and video documented report before you release funds. It is used by buyers in the UK, US, Canada and across Europe.
How quickly can a surveyor attend a site?
Response times depend on location and scope, but we aim to attend Lagos sites within 24 to 48 hours of instruction, and we target a 48-hour report turnaround after the site visit. Emergency post-loss attendances across West Africa can often be arranged the same day.
Which areas does Julimer Advisory cover?
We are headquartered in Lagos and work across Nigeria, including Abuja and Port Harcourt, and throughout West Africa, including the Gulf of Guinea for marine work. Remote and diaspora clients are served through structured photo, video and live-video inspections.
Not sure which service you need?
Tell us what you're dealing with and we'll point you to the right team. Starting a claim is always free.
Talk to Us